QNB Online Banking is an internet-based banking service provides secure access in managing your daily transactions anywhere at all times from computer, laptop, smartphone and tablet.

Enjoy your banking experiences directly just by clicking https://ib.qnb.co.id and select the service that you need. QNB Online Banking creates a possibility to access your account without having to go to the bank.


QNB Online Banking Features

  • Application
    • Open Time Deposit
    • Order & History Cheque Book
  • Transfer
    • Favourite List
    • Transfer to QNB Indonesia Account (other QNB Indonesia account or to your personal account)
    • Online Transfer
    • RTGS/SKN Transfer
  • Bill Payment
    • Favourite List
    • Pay Bill :
      • Telco (Telkomsel, XL, Smartfren, Indosat)
      • QNB Indonesia Credit Card payment
      • Multimedia (Indovision, Top Vision, Oke Vision, MNC Play) 
  • Purchase
    • Purchase :
      • Telco (Telkomsel, XL, Smartfren, Tri, Indosat)
    • Purchase Favourite List
  • Transaction Management
    • Successful Transaction
    • Failed Transaction
    • Scheduled Transaction
  • Account Information
    • Recent Activity
    • Account Statement
  • Administration
    • Manage Notification
  • Information
    • Interest Rate Info
    • Transaction Charge Info
    • User Guide
  • Helpdesk
    • Compose
    • Inbox
    • Sent
  • Others
    • Change Password
    • Self-password reset

Fees & Charges

Transaction Type Admin Fees
Cheque Book / Bilyet Giro IDR300,000
Transfer to other QNB Indonesia Account Free
Online Transfer to other Bank IDR6,500
SKN Transfer IDR2,900
RTGS Transfer IDR 0,000
Personal Account Transfer Free
QNB Indonesia Credit Card payment Free
Telkomsel Prepaid IDR1,500
Telkomsel Postpaid IDR1,500
XL Prepaid IDR1,000
XL Postpaid Free
Smarfren Prepaid Free
Smarfren Postpaid Free
Tri Prepaid Free
Indosat Prepaid IDR1,500
Indosat Postpaid Free
Indovision payment Free
Top TV payment Free
OKE Vision payment Free
MNC Play payment Free

Transaction Limit

Transaction Type Cut Off Time Minimum Limit/ Transaction Maximum Limit/Transaction Maximum Limit/Day
Transfer to QNB Indonesia personal account Not applicable Unlimited IDR 2,000,000,000 IDR 2,000,000,000
Other QNB Indonesia account transfer Not applicable Unlimited IDR 350,000,000 IDR 350,000,000
Other bank online transfer Not applicable IDR 10,000 IDR 50,000,000 IDR 100,000,000
SKN transfer 15:00 IDR 10,000 IDR 500,000,000 IDR 500,000,000
RTGS transfer 15:00 IDR 100,000,001 IDR 700,000,000 IDR 700,000,000

Notes :

  • SKN & RTGS transaction is available during weekday (Monday – Friday)
  • SKN & RTGS transaction is not available for weekend (Saturday & Sunday) & national public holiday