Premium Savings Account

• Competitive interest rate
• Ease of transaction through:
  • QNB Online Banking
    E-banking services that can be accessed via website https://ib.qnb.co.id from a computer, laptop, smartphone or tablet that provide ease and secure of transactions at any time 
  • QNB Indonesia Mobile Banking
    Mobile banking application by QNB Indonesia which can be use to make any transactions via smartphones.
  • E-statement
    Monthly e-statements that are sent by e-mail, for easy and secured information 
• Free monthly administration fees with a minimum average monthly balance of IDR 10 million or more
• Free of charge LLG transaction, maximum 10 LLG transactions per month per customer with a minimum monthly average balance of IDR 10 million or more
• Free of charge Clearing transaction with a minimum monthly average balance of IDR 10 million or more
• Free transaction fee via ATM Bersama and PRIMA networks*
• Free cash withdrawals and checking balance on 100,000 ATM Bersama and PRIMA networks using QNB Indonesia GPN Debit Card and Visa Debit Card.

*Terms & conditions apply.

• Fill in and sign the account opening application form
• Copy of identity card : KTP (WNI), Passport & KITAS/KITAP (WNA)
• Initial deposit of IDR2,000,000
• Only for individual/personal customer
• Minimum balance on hold IDR100,000*
• The minimum monthly balance free of penalty fees is IDR10,000,000
• Penalty fees charged for balance below the monthly minimum average is IDR50,000

*)As of 1 September 2024, the minimum hold balance requirement on Premium Savings Account product will be abolished.

• IDR0 - IDR999,999 = 0% p.a.
• IDR1,000,000 - IDR9,999,999 = 1% p.a.
• IDR10,000,000 - IDR49,999,999 = 1.5% p.a.
• ≥ IDR50,000,000 = 2% p.a.

*Terms and conditions apply