Premium Savings Account

Enjoy various benefits in one savings account with competitive interest rate.

For more information, please visit the nearest QNB Indonesia branch or contact QNB Indonesia Contact Center (+62 21) 300 55 300


  • Competitive interest rate
  • Ease of transaction through:
    • QNB Online Banking
      E-banking services that can be accessed via website from a computer, laptop, smartphone or tablet that provide ease and secure of transactions at any time 
    • QNB Indonesia Mobile Banking
      Mobile banking application by QNB Indonesia which can be use to make any transactions via smartphones.
    • E-statement
      Monthly e-statements that are sent by e-mail, for easy and secured information 
  • Free monthly administration fees with a minimum average monthly balance of IDR 10 million or more
  • Free of charge LLG transaction, maximum 10 LLG transactions per month per customer with a minimum monthly average balance of IDR 10 million or more
  • Free of charge Clearing transaction with a minimum monthly average balance of IDR 10 million or more
  • Free transaction fee via ATM Bersama and PRIMA networks*
  • Free cash withdrawals and checking balance on 100,000 ATM Bersama and PRIMA networks using QNB Indonesia GPN Debit Card and Visa Debit Card.
  • Free antigen test at Pramita Lab (maximum 1x per month for 1 customer with minimum monthly average balance of IDR 100.000.000

*Terms & conditions apply.

Required documents

  • Fill in and sign the account opening application form
  • Copy of identity card : KTP (WNI), Passport & KITAS/KITAP (WNA)
  • Initial deposit of IDR 2,000,000
  • Only for individual/personal customer
  • Minimum balance on hold IDR 100,000
  • The minimum monthly balance free of penalty fees is IDR 10,000,000
  • Penalty fees charged for balance below the monthly minimum average is IDR 50,000

Interest rate

  • IDR 1,000,000  - IDR 9,999,999 = 1% p.a.
  • IDR 10,000,000 - IDR 49,999,999 = 1.5% p.a.
  • ≥ IDR 50,000,000 = 2% p.a.

*Terms and conditions apply