GPN Debit Card Product Information
Savings Account customer will receive QNB Indonesia NPG Debit Card equipped with National Standard Indonesian Chip Card Specification (NSCCS) technology and NPG logo. It will gives convenience to customers when doing various transactions such as cash withdrawal, balance enquiry, transfers, bill payment through any ATM machine and retail transactions payment through any EDC terminal using the PRIMA and ATM Bersama networks across Indonesia.
National Standard Indonesia Chip Card Specification (NISCCS)
For security and convenience transaction, QNB Indonesia NPG Debit Card complies with the National Standard Indonesia Chip Card Specification (NISCCS) to provide safety and security for data transactions
National Payment Gateway (NPG)
QNB Indonesia has joined the National Payment Gateway (NPG) program that offers standardized security features where all domestic transactions are processed through a national network, so that customers can conduct transactions securely in all Indonesia payment channel
There is no minimum thresholds amount for retail transaction payments and no cash withdrawal fees at all PRIMA and ATM Bersama network across Indonesia.
To enjoy a more secured and convenience transaction, please immediately exchange your magnetic stripe card with the new QNB Indonesia NPG Debit Card at the nearest QNB Indonesia branch.
Bank QNB Indonesia Debit Card Validity Period
Please immediately exchange your Bank QNB Indonesia debit card that will be or has expired in 2023 with the new debit card at the nearest Bank QNB Indonesia branch for your safety and convenience transaction.
Check the expiry date of your debit card which stated under the card number on the front side of the card.
Feature and Limit Transaction
Bank QNB Indonesia GPN Debit Card Transaction Facility | GPN Regular Instant | GPN QNB First | ||
Daily Limit | Daily Limit | |||
Frequency | Amount (IDR) | Frequency | Amount (IDR)* | |
Cash withdrawal (ATM Bersama and PRIMA) | 10 | 10,000,000 | 10 | 25,000,000 |
Balance inquiry (ATM Bersama and PRIMA) | 5 | - | 10 | - |
Bill payment | 20 | 2,000,000 | 20 | 10,000,000 |
Merchant payment EDC (Debit) | 15 | 25,000,000 | 15 | 100,000,000 |
Transfer to Bank QNB Indonesia account (maximum IDR10 million per transaction) | 5 | 25,000,000 | 10 | 100,000,000 |
Transfer to other banks (maximum IDR10 million per transaction) | 5 | 25,000,000 | 10 | 100,000,000 |
*Accumulated limit
Transaction Fee
Bank QNB Indonesia GPN Debit Card Transaction | Transaction Fee (IDR) |
Transfer to other banks | 6,500 |
Balance inquiry on Bank QNB Indonesia ATM | Free |
Balance inquiry (ATM Bersama and PRIMA) | 4,000 |
Card replacement for loss/broken | 20,000 |
Bill Payment | |
Telkompay | 2,500 |
Telkomsel postpaid | 2,000 |
XL/ Axis postpaid | 2,000 |
Smartfren postpaid | Free |
Indosat postpaid | Free |
Tri postpaid | Free |
Tri prepaid (purchase) | Free |
XL/ Axis prepaid (purchase) | 1,000 |
Indosat prepaid (purchase) | 1,500 |
SMARTFREN | Free |
Indovision | Free |
Top TV | Free |
OKE Vision | Free |
MNC Play | Free |
Terms and Conditions
TheFoodhall Program
Get the discount of IDR50,000 with minimum purchase of IDR250,000 at TheFoodhall stores using the QNB First Debit Card or QRIS on QNB Indonesia Mobile Banking.
Program period: 1 April – 30 Juni 2025.
Terms and conditions:
- This promo apply for payment using QNB First debit card or QRIS on QNB Indonesia Mobile Banking at all TheFoodhall stores.
- This promo only valid for 1x transaction/day.
- This promo is valid from Monday to Sunday (everyday), including public holiday
- This provision does not apply to multiple and split bills.
For more information you can contact your Relationship Manager (RM) or Bank QNB Indonesia Contact Center (+62 21) 30055300 or email to contact.center@qnb.co.id.