Visa Debit Contactless Card Product Information
Enjoy convenient transactions worldwide with the new contactless feature of the QNB Indonesia Visa Debit Contactless Card.
Use your QNB Indonesia Visa Debit Contactless Card by only tapping the card for payment at any store that displays the contactless symbol and the security of your contactless transaction is the same as any transaction using chip and PIN.
You do not need to use a PIN (contactless) for the payment up to IDR 1 million. On the other hand, for the payment above IDR 1 million, you have to enter your PIN at selected EDC terminals worldwide.
Free transaction without minimum amount for payment using the EDC with Visa Logo (domestic and overseas), ATM Bersama, PRIMA networks and free* cash withdrawal fee at all ATM Bersama and PRIMA networks across Indonesia.
*Apply during promotion period
National Standard Indonesia Chip Card Specification (NISCCS)
To enhance the security and convenient transaction, QNB Indonesia Visa Debit Contactless has complied with the National Standard Indonesia Chip Card Specification (NISCCS), which provides a safer and secure environment for data transaction.
QNB Indonesia Visa Debit Contactless Card Validity Period
Please immediately exchange your QNB Indonesia Visa Debit Contactless Card that will be or has expired in 2023 with the new Visa Debit Contactless Card at the nearest Bank QNB Indonesia branch for your safety and convenience transaction.
Check the expiry date of your debit card which stated under the card number on the front side of the card.
Facility and Limit Transaction
| Bank QNB Indonesia Visa Debit Card Transaction | VISA Debit Classic | VISA Platinum QNB First | ||
| Daily Limit | Daily Limit | |||
| Frequency | Amount (IDR) | Frequency | Amount (IDR)* | |
| Cash withdrawal (ATM Bersama, PRIMA and Visa) | 10 | 10,000,000 | 10 | 25,000,000 |
| Balance inquiry (ATM Bersama, PRIMA and Visa domestic) | 5 | - | 10 | - |
| Bill payment | 20 | 2,000,000 | 20 | 10,000,000 |
| Merchant payment EDC (Debit) | 15 | 25,000,000 | 15 | 100,000,000 |
| Merchant payment (Debit) EDC contactless/without PIN (maximum IDR1.000.000/transaction) | 5 | 2,500,000 | 10 | 5,000,000 |
| Transfer to Bank QNB Indonesia account (maximum IDR10 million per transaction) | 5 | 25,000,000 | 10 | 100,000,000 |
| Transfer to other bank (maximum IDR10 million per transaction) | 5 | 25,000,000 | 10 | 10,000,000 |
*Accumulated limit
Transaction Fee
| Bank QNB Indonesia Visa Debit Card Transaction | Transaction Fee (IDR) |
| Transfer to other Banks | 6,500 |
| Cash withdrawal on International VISA ATM | 20,000 |
| Balance inquiry on Bank QNB Indonesia ATM | Free |
| Balance inquiry (domestic) | 4,500 |
| Balance inquiry with Visa international network | 5,000 |
| Card replacement for loss/broken | 20,000 |
| Bill Payment | |
| Telkompay | 2,500 |
| Telkomsel postpaid | 2,000 |
| XL/Axis postpaid | 2,000 |
| Smartfren postpaid | Free |
| Indosat postpaid | Free |
| Tri postpaid | Free |
| Tri prepaid (purchase) | Free |
| XL/Axis prepaid (purchase) | 1,000 |
| Indosat prepaid (purchase) | 1,500 |
| SMARTFREN | Free |
| Indovision | Free |
| Top TV | Free |
| OKE Vision | Free |
| MNC Play | Free |
Terms and Conditions
TheFoodhall Program
Save more with a QNB First debit card when shopping for your various needs at TheFoodhall Supermarket. Enjoy a discount of IDR50,000 with a minimum spending IDR500.000 (no multiples apply). You can use the promotion every day at all TheFoodhall Supermarkets in Indonesia.
Program period: 1 October – 31 December 2024.
Terms and conditions:
- This promotion is valid for QNB First customers who purchase using QNB First Debit Card at all TheFoodhall stores.
- This promotion is valid for 1 transaction/day.
- This promotion is valid from Monday to Sunday (every day) included for public holiday.
- This provision does not apply to multiple and split bills.
For further information please contact your Relationship Manager (RM) or QNB Indonesia Contact Center (+62 21) 30055300 or email to contact.center@qnb.co.id.
