Earn Points

Earn Points

To earn Life Rewards points, Customer is required to follow the rules specified for each Bank’s products as detailed on the below table:

Product Transaction/ Activity Earned Points
Savings Account and Premium Savings Account Average monthly balance Multiplication of average balance of IDR 1,000,000 will earn 1 Life Rewards point (no minimum average balance required)
Current Account and Premium Current Account Average monthly balance Multiplication of average balance of IDR 1,000,000 will earn 1 Life Rewards point, minimum average balance of IDR 100,000,000/month
Debit Card Purchase via point of sales/EDC using debit card 1 Life Rewards point/IDR 25,000, applies multiply
Transfer to other bank or payment via ATM 1 Life Rewards point/transaction
Payment of utility/bill payment through ATM 1 Life Rewards point/transaction
Wealth Management Purchase of bancassurance premium and mutual fund  First LifeShield (Basic Regular Premium):  minimum transaction of IDR 25.000.000, 1 Life Rewards point/ IDR 5.500, applies multiply
First LifeShield (Top Up Regular):  minimum transaction of IDR 15.000.000, 1 Life Rewards point/ IDR 75.000, applies multiply
First LifeShield (Top Up Single):  minimum transaction of IDR 15.000.000, 1 Life Rewards point/ IDR 75.000, applies multiply
First InvestShield (Basic Premium): minimum transaction of IDR 50.000.000, 1 Life Rewards point/ IDR 75.000, applies multiply
First InvestShield (Top Up Single):  minimum transaction of IDR 15.000.000, 1 Life Rewards point/ IDR 75.000, applies multiply
Mutual Fund:  minimum mutual fund purchase of IDR 10.000.000, 1 Life Rewards point/ IDR 900.000, applies multiply
E-Channel Transfer to other bank, transfer RTGS, transfer SKN  through QNB Indonesia Mobile Banking 1 Life Rewards point/transaction
Payment of utility/bill payment through QNB Indonesia Mobile Banking
Transfer to other bank, transfer RTGS, transfer SKN  through QNB Online Banking
Payment of utility/bill payment through QNB Online Banking