Earn Points
To earn Life Rewards points, Customer is required to follow the rules specified for each Bank’s products as detailed on the below table:
| Product | Transaction/ Activity | Earned Points |
| Savings Account and Premium Savings Account | Average monthly balance | Multiplication of average balance of IDR 1,000,000 will earn 1 Life Rewards point (no minimum average balance required) |
| Current Account and Premium Current Account | Average monthly balance | Multiplication of average balance of IDR 1,000,000 will earn 1 Life Rewards point, minimum average balance of IDR 100,000,000/month |
| Debit Card | Purchase via point of sales/EDC using debit card | 1 Life Rewards point/IDR 25,000, applies multiply |
| Transfer to other bank or payment via ATM | 1 Life Rewards point/transaction | |
| Payment of utility/bill payment through ATM | 1 Life Rewards point/transaction | |
| Wealth Management | Purchase of bancassurance premium and mutual fund | First LifeShield (Basic Regular Premium): minimum transaction of IDR 25.000.000, 1 Life Rewards point/ IDR 5.500, applies multiply |
| First LifeShield (Top Up Regular): minimum transaction of IDR 15.000.000, 1 Life Rewards point/ IDR 75.000, applies multiply | ||
| First LifeShield (Top Up Single): minimum transaction of IDR 15.000.000, 1 Life Rewards point/ IDR 75.000, applies multiply | ||
| First InvestShield (Basic Premium): minimum transaction of IDR 50.000.000, 1 Life Rewards point/ IDR 75.000, applies multiply | ||
| First InvestShield (Top Up Single): minimum transaction of IDR 15.000.000, 1 Life Rewards point/ IDR 75.000, applies multiply | ||
| Mutual Fund: minimum mutual fund purchase of IDR 10.000.000, 1 Life Rewards point/ IDR 900.000, applies multiply | ||
| E-Channel | Transfer to other bank, transfer RTGS, transfer SKN through QNB Indonesia Mobile Banking | 1 Life Rewards point/transaction |
| Payment of utility/bill payment through QNB Indonesia Mobile Banking | ||
| Transfer to other bank, transfer RTGS, transfer SKN through QNB Online Banking | ||
| Payment of utility/bill payment through QNB Online Banking |
